Newsletters
The information contained in archived material was based on information that was current prior to the expiration date. This historical material should be used as a reference only and may not be indicative of current circumstances or facts.
These articles were written by an independent third party. They are provided for informational and educational purposes only. The views and opinions expressed herein may not be those of Guardian Life Insurance Company of America (Guardian) or any of its subsidiaries or affiliates. Guardian does not verify and does not guarantee the accuracy or completeness of the information or opinions presented herein.
Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. The information provided is based on our general understanding of the subject matter discussed and is for informational purposes only.
All whole life insurance policy guarantees are subject to the timely payment of all required premiums and the claims paying ability of the issuing insurance company. Policy loans and withdrawals affect the guarantees by reducing the policy’s death benefit and cash values.
Some whole life polices do not have cash values in the first two years of the policy and don’t pay a dividend until the policy’s third year. Talk to your financial representative and refer to your individual whole life policy illustration for more information.
Newsletters
- Tired of Earning 0% on Your Savings?
- Are You Tall Enough to Invest, Being Warren Buffett For Your Kids, Holiday Spending, Year-end To Do’s
- 401(k) Loans, Magic of Compounding, Household CFO, Center Square
- Financial Stability, Non-Guaranteed Assets vs. Guaranteed Assets HELOCS
- One Club Suggestion For Personal Finance
- How Whole Life Helped Build Disney and Other Famous Companies
- Does Buy Term and Invest the Difference Really Make Sense
- Backhoes and Whole Life….When Simple Becomes Simplistic
- Pragmatic Visualization, Secure Act, Lower Interest Rate Trend
- Choose Your Trustee Wisely, Should You Pay Off Your Mortgage?
- Money Stress, Real ID, Avoiding Bankruptcy
- Making a List, IRAs and the Unknown Future Taxation
- How to protect against a bear market
- Trading in Your Financial Goals for Habits
- Whole Life Policy Loans Retirement Planning
- FOMO vs. FOL – Fear of Missing Out vs. Fear of Loss
- Bank of Mom and Dad The First Life Ins. Decision Manage Debt
- High Income Doesn’t Equal Financial Savvy-Dynamic Principles
- Prepared For Widowhood- Delusion of Athletic
- Others In Your Retirement, Cover Your Assets, YOYO
- What Financial Information are you listening to
- Will You Actually Retire in a Lower Tax Bracket? Not Likely!
- 12 Ways to Fund a Business
- Mobile Device can Negatively impact your Financial decisions, Paying Down Debt is NOT The Same As Saving!
- Pay it Forward and Save Someone's Financial Life
- Chasing Rates of Return
- The REAL Value of an Asset – Life After Driving – Student
- Resist the Financial Fans' Expertise, What happened to our Pension Plans, Real Cost of Retirement Caregiving
- Guaranteed is Better Than Safe, Taxes–The Not So Obvious, Disability Ins., Shop Loan Rates
- Stop Hurrying, Economic Life Value, Social Security
- Tax Law Changes, Adults Only Financial Strategy, Can You Be Orphaned in Retirement
- When Whole Life Insurance Makes Sense
- Exploring Whole Life + Term Versus Universal Life
- Unintended Consequences of 401(k) Deposits. Term Life Insurance- It’s Not So Simple.
- Old Standards vs New Standards, Beyond 529 Plans, Deferred Comp.
- 529 Plans Aren’t the Only Way to Fund an Education!
- Is Investment Risk Necessary?
- Want Guaranteed Income? Add Annuities
- Weatherproof Wealth: Investing for Stability in Uncertain Times
- Time Mgmt, Protect Your Most Imp. Asset, New Twist on Home Equity, Distributions from Whole Life
- Life Insurance- Its Not An Either Or Decision
- Financial Ideas (401k’s & Student Loans) That Have Jumped the Shark
- 15 yr vs 30 yr Mortgage- Never too late to pass Financial Wisdom on to your Children
- The Value of Liquidity
- The Best Return Boosting Strategy
- I am Your Dutch Uncle, Save 15% of Your Gross Income, Live Within Your Means
- Give Your Dollars A Lifetime Guarantee
- Taming the High Cost of a College Education
- How Much Life Insurance? Reverse Mortgage. Deferred Comp. The Economist
- How Risky is Your Risk Assessment Questionnaire
- Resolving Tribal Conflict In Retirement Planning
- 5 Ways Your Business Can Benefit from Whole Life Insurance
- Retirement – Home Purchases – Disability June 2016
- Surviving Life’s Financial Storms
- CPI and the Truth About Inflation
- People Listen to Forecasters Because They Want a Scapegoat!, Whole Life Asset Class
- Average Rate of Return and Whole Life as a Financial Instrument
- Kick Start Your Savings
- Should You Cash Out Your 401(k) or IRA?
- Retirement in a Low-Interest Rate Environment, Zero-Interest Loans, Loan Management
- Social Security, BTID, 401(k), Ownership
- Social Security and Annuities
- The Accumulation Trap
- How Important is Rate of Return? Whole Life in Retirement, Extra Principal Mortgage Payments
- The Loss of the Employer Pension, Best Way to Purchase Your Next Car, So Many Underinsured, IRS Scammers
- The Long Game…A Path to Success
- Don’t Become a Statistic. Life, Disability, Small Bus Succession Plan & Saving
- Family Banking 101
- When to File for Social Security Income
- How Safe is Your Savings Account?
- Risk Management – Maximum Liability Protection
- The Argument for Whole Life
- The True Cost of A “Really Bad Financial Decision
- The Value of Life Insurance as Property (A Collateralized Asset)
- The Good and Bad of Low Interest Rates
- Baby Boomers Having to Help their “Cash-Strapped Parents make ends meet”
- The Ripple Effect
- The Problem with Student Loan Debt, Life Insurance – Structure the Coverage
- Universal Life, Understanding Difference Between Projections and Guarantees
- Special Needs Planning
- Inflation Distortions
- The Importance of a Guaranteed Retirement Income
- Reverse Mortgage
- Term and Whole Life Insurance
- Financial Co-Pilot, Life Insurance is Not a Disposable Product
- Social Security
- Decreasing Debt, Increasing Liquidity, 529 Plan Withdrawals, Inform Your Beneficiaries
- The Math of a Low/No Risk Approach Makes Sense
- Whole Life Could Make a Difference in your Financial Plan
- Is 75 the New 65?
- Is Your Retirement Calculator Running Out of Options?
- Whole Life
- 401(k)s to IRAs: The Rollover Opportunities
- 529 Plans
- Money vs. Dollar Values
- Impact of Inflation
- Buy-Sell Ins, Whole Life-Stable During Tough Times, College Planning
- To Maximize an Opportunity you Must Have Financial Security
- Do you have an “Auto-Pilot” Program in Place in Order to Stay on Track?
- Will your Savings Program Continue in the Event you Become Disabled?
- Staying Ahead of Taxes, Inflation and Debt, Buy-Sell Agreements
- A Financial Pep Talk
- Larry King’s Experience with SOLI (Stranger Owned Life Insurance)
- One Bad Return Investment Year
- One Bad Year in the Market
- Sub-Prime Mortgages, BOLI- Bank Owned Life Insurance
- Paper Assets vs. Real Assets, Efficiency of Annuities during Retirement
- 72t IRAs
- Special Needs Planning
- Whole Life
- Be Active with your Financial Planning
- Stock Market, 72t – IRAs, Universal Life
- Is your Financial Plan “Active” or Stagnant
- Financial Precision
- The True Cost of Home Ownership
- A 401(k) is for Retirement, and a 529 Plan is for College, but MONEY is the Answer for Everything
- “Ignorance is Not Bliss. It’s Fatal. It’s Costly. And it’s for Losers”
- Spending Principal and Interest
- 401(k) Automatic Enrollment…Good or Bad?
- Do you Have a Financial Parachute?
- There are No Financial Secrets- Earn Money, Save Money, Acquire Assets that Make Money and Repeat the Process
- The 80-20 Rule
- 401(k), IRA, Pension $ – Tax on the Seed or the Harvest
- Disability – What it Really Means
- Buy-Term-Invest-The-Difference or is it Buy Term and Lose the Difference?
- Linear or Non-Linear? Be Non-Linear with your Financial Planning
- Go Beyond Needs and Plan for your Financial Wants
- 401(k) Default vs. Opportunity Planning
- 15 year vs. 30 year Mortgage, Goals and Strategies
- Never Too Many Buckets
- Own Best Customer
- 401(k) and Vacation Home… Why Not Both?
This one will not show up on the site. Left in case reversion to the old tab format is desired.
- Others In Your Retirement, Cover Your Assets, YOYO
- What Financial Information are you listening to
- Will You Actually Retire in a Lower Tax Bracket? Not Likely!
- 12 Ways to Fund a Business
- Mobile Device can Negatively impact your Financial decisions, Paying Down Debt is NOT The Same As Saving!
- Pay it Forward and Save Someone's Financial Life
- Chasing Rates of Return
- The REAL Value of an Asset – Life After Driving – Student
- Resist the Financial Fans' Expertise, What happened to our Pension Plans, Real Cost of Retirement Caregiving
- Guaranteed is Better Than Safe, Taxes–The Not So Obvious, Disability Ins., Shop Loan Rates
- Stop Hurrying, Economic Life Value, Social Security
- Tax Law Changes, Adults Only Financial Strategy, Can You Be Orphaned in Retirement
- When Whole Life Insurance Makes Sense
- Exploring Whole Life + Term Versus Universal Life