Videos And Articles

Richard Aronwald is not securities licensed and is not securities registered with any broker-dealer or investment advisor firm that sells securities products or services.

The material on this site has been prepared and made available for informational and educational purposes only without regard to any particular user’s objectives or situation. The material or external websites/links are not intended as an endorsement of these third-party services, or the concepts outlined. Individual circumstances need to be reviewed and considered before any recommendation to purchase an insurance product will be made.

The fact that this information is made available constitutes neither a recommendation to enter into a particular transaction or strategy and information provided is not intended as a recommendation for the purchase or sale of any securities products.

The attached materials, URLs, or referenced external websites are created and maintained by a third-party, which is NOT affiliated with Certified Financial Services, LLC. They are provided for informational and educational purposes only. The views and opinions expressed herein may not be those of Guardian Life Insurance Company of America (Guardian) or any of its subsidiaries or affiliates. Guardian does not verify and does not guarantee the accuracy or completeness of the information or opinions presented herein.

Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. The information provided is based on our general understanding of the subject matter discussed and is for informational purposes only.

All whole life insurance policy guarantees are subject to the timely payment of all required premiums and the claims paying ability of the issuing insurance company. Policy loans and withdrawals affect the guarantees by reducing the policy’s death benefit and cash values.

Some whole life polices do not have cash values in the first two years of the policy and don’t pay a dividend until the policy’s third year. Talk to your financial representative and refer to your individual whole life policy illustration for more information.